Credit Card Collapse
How to deal with Credit Card Debt. Collection agency will be after you. Action: 1. Read Fair Debt Collection Practices Act. Know your rights. Do not blow 30 day window to dispute the debt (validate it). Download letter sample at http://www.awakeningblog.com/books.html
If they call you tell them that you understand that they want to collect debt, so please send me letter so I know who is trying to collect it. Good luck. Please share results if any. Make sure you understand to whom FDCPA applies. It is not a legal advise.
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25 Responses to “Credit Card Collapse”
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@maxinatlanta
1. …
@maxinatlanta
1. Your Credit Card Agreement is an unlawful contract as it is ONLY signed by you- constituting a unilateral agreement.
2. All contracts, in order to be valid, must be signed by someone able to bind the corporation in contract.
@garyomglol Thank …
@garyomglol Thank You for your question.
I can not give you any legal advice. So whatever I say, you do at your own risk.
I need some answers from you: 1. Where did you send the letter ( company name. for example, Discover Bank, or is it a collection agency that you send the letter to, or is it a state bank). Are you behind on your payments? 2. Did you send it certified mail, return receipt requested? 3. Please, answer what kind of letter did you send to them?
Max.
@maxinatlanta
I …
@maxinatlanta
I disputed and a letter came back to say it was valid…LOL. They found “a copy” of my original application which dated back 12 years ago. I asked them for the original. They said they have the original, or else they would not have the “copy” to send me. Do you think that they are bluffing? They are not going to mail me the original since I can tear it up..LOL. What should I do? Any suggestions would greatly be appreciated.
Starts when you …
Starts when you receive the letter stating that you ahve 30 days to dispute the debt.
Nice post…very …
Nice post…very very informative
When does the “30 …
When does the “30 day window” start? Also, if the nwo credit card co’s are trying to serve someone, but they cant find the individual, does this help the individual?
Defaulted on all my …
Defaulted on all my credit cards, not by choice, but when the economy goes to shit, and I got no job, I cant pay! I’d of loved to repay, but now when I think about why any of them had 15%+ interest, I dont feel bad.
Just got rid of my …
Just got rid of my credit card last week…
ho what a feeling!!!
They asked me why, I told them I am sick of being controlled by it, they put a new chip in it, I do not want to be chipped in anyway, I told them if I need to buy something I’ll use cash , gold or silver…don’t need loans anymore they can keep their controlling means for themselves. Good by NWO they can’t control you if you don’t let them. Be strong be Free eat local drink fluoride free make your own energy….
You don’t file BK …
You don’t file BK for credit card debt only home mortgage, car loans or business debt. Credit Cards are an unsecured loan, they cannot do much.
All that will …
All that will happen is harrasing calls. Do not talk to them. Get caller Id or use your home phone for a computer line and get a prepaid cell phone. They can not and will not do anything. They are all going out of business.
The strategy seems …
The strategy seems sound, though I recommend you not deal with any third party
I guess I should …
I guess I should have clarified with a more expansive comment. The vid is not some chick rolling around on a bed so its not spam. LOL.
yer shes good ;0)
yer shes good ;0)
I did the other …
I did the other night actually and I bought her book. thanks
Check out this lady …
Check out this lady.
/watch?v=kkcnQdWzC3s
has anyone except …
has anyone except the author tried this/these techniques? Will they(the collection agency) adhere to this “sample letter”? and is the actually legal? I’m about to file BK and am seriously thinking of trying this advise.
Also, if you reply, reply to THIS comment so I get an email notice, Thanks
if you are in …
if you are in credit card debt… its simple… just dont pay. let them try to collect… there is nothing they can do.
Read:
The …
Read:
The Creature from Jekyll Island
This is the truth of the matrix we live in now.
This was a good …
This was a good video. Definately a thumbs up…
Awesome Video!
Awesome Video!
No wonder I was …
No wonder I was fascinated about the Matrix. Quite a visionary movie that depicts the virtual life we live in.
In search of a red pill.
great info
great info
Koudos winging its …
Koudos winging its way to you
weather you like it
or not.
Love will win out!
Woah! Valuable …
Woah! Valuable contribution to the “struggle”!
Thank you
Thank you