Posts Tagged ‘cards’
Re: (Mike Gravel) bankruptcy
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Sen. Mike Gravel clarifies the confusion surrounding his bankruptcy.
http://www.gravel2008.us
Duration : 0:3:22
Debt Management : How Does Debt Relief Without Bankruptcy Affect Your Credit Rating?
Debt relief without bankruptcy is important because bankruptcy puts a black mark on personal credit. Use debt consolidation instead of declaring bankruptcy with help from a business analyst in this free video on financial planning and debt management.
Expert: Terry Kuykendall
Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt.
Filmmaker: stephen kuykendall
Duration : 0:0:47
Dave Ramsey – Credit Card/Debt Collectors are SCUM
My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.
IT IS NOT AGAINST THE LAW TO OWE MONEY!
Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.
KNOW YOUR RIGHTS UNDER THE FDCPA:
Collectors can NOT call you before 8 am or after 9 pm
Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay
Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)
Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)
For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)
To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…
Duration : 0:5:56
Avoiding Credit Card Debt Tips for College Students
Credit card companies are marketing to college students on campus and social networking sites. U.S. News associate editor, Kimberly Palmer, examines the pitfalls of credit cards and ways to avoid credit card debt.
Read the full U.S. News article at http://www.usnews.com/articles/business/your-money/2007/12/24/pushing-credit-on-the-college-crowd.html
Duration : 0:1:24
Credit Cards Bankruptcy, Bankruptcy Credit Counseling,
http://www.Personal-Safenet.info/BankruptcyCounseling Bankruptcy Questions? | Personal Bankruptcy | Credit Card Debt Settlement | Register Today!
Duration : 0:0:56