Posts Tagged ‘new’
Credit Cards For Bad Credit, How I was approved for several credit cards with bad credit and BK
http://www.creditcardsforbadcreditnotbadpeople.com/ In this video I tell how I found several Credit Cards for bad credit individuals like myself. Actually my credit was horrible not just bad. I had filed chapter 7 bankruptcy my real estate business was bankrupt I have over 10 homes foreclosed on! The idea that I was ever going to get a credit card with such bad credit was disheartening. I also had 2 cars repossessed, I felt like I had the worst credit on earth. When things were going good in my life and my credit was great I could get a signature loan in a heart beat, I had an American express card that had no limit as long as you paid it off the next month.
After my bankruptcy, I didn’t know how I was ever going to get credit again even a credit card. I thought that maybe with my credit repair back ground that I may be able to find a way to get a credit card. I looked into the market of secured credit cards… this is where you make a deposit to the credit card company for the amount of your limit. For example if the secured credit card had a limit of $500 then you would pay $500 to them and they would give you the credit card. You may be asking yourself what is the point of the credit card if you have to pay the amount of your limit. The reason is that if your credit is so bad that is all you can get after you use that credit card for 6 months keeping the payment current and not going over the limit then it is building your credit and repairing some of the damage. After 6months you may qualify for a credit that does not need a deposit an unsecured credit card. The process is really not that complicated as long as you have someone to show you were to apply first to see if you can get an unsecured credit card, if your credit is too bad and you are denied for the unsecured credit card then apply for the secured credit card. Even if you can only pull together $250 to $300 dollars then you can get a secured credit card for that amount to start building your credit to the place were you can qualify for an unsecured credit card. Once you get to the place where you have three to five credit cards in use for 6 months and you keep the balance under thirty percent of the total credit limit and you pay on time each month it will build your score significantly. Keep in mind this is exactly how my wife and I repaired our credit after the bankruptcy. A bankruptcy that discharged over a million dollars in debt was not small BK and it ruined our credit but with the help of some smart decisions we were able to find credit cards for bad credit and use them to repair our credit score. View the video now to see how you can get the same credit cards that approved me http://youtu.be/OY2j8CR5Kvo watch now!
Duration : 0:5:9
Queens Credit Card Debt Consolidation Brooklyn Bronx New York Staten Island Nassau Suffolk NYC
Free Credit Report Credit Card Debt Consolidation Loan Settlement Best Credit Card Debt Consolidation Loan Lawyer Video Credit Card Relief
I’m Neil Colmenares, a Consumer Attorney and Advocate. If you’re considering a “Debt Consolidation” plan, I strongly urge you to think twice before doing so for the following reasons. ??It is important to know that debt consolidation companies are nothing more than scams designed to get you to part with your hard earned money with the end result of you being in the same position years later as you are now. One of the many sleaze tactics debt consolidation companies engage in is to call your creditors and ask them if they are willing to accept less than the full amount currently due. Some creditors may even be willing to offer you a lower monthly payment and cut your total current balance. So far so good. Now here comes the scam: They will increase the interest rate and have a payment schedule spanning many years with a prepayment penalty clause. Moreover, the debt consolidation company takes a large percentage of every payment made. The end result is that you pay much more money to the creditor over a number of years than if you had paid the amount in full.
?If you think working directly with your Credit Card Company is a better idea, think again. A few things you should know.
First, There is no cap on the amount of interest a Credit Card can charge you. That’s right, your Credit Card Company can charge you 1000% interest a day if they want to.?Next, Your current interest rate can change with 45 days notice! When you read the fine print of your contract (and try to find all the other text it makes reference to) you will discover a brutal, deceptive and sleazy truth. The terms of your credit card (including interest) can be changed with 45 days notice which normally comes in that fine print document which accompanies your monthly statement. So if you think you have a 4% interest rate on your credit card for as long as you have the card, think again!?Finally, If a creditor cancels some of your debt, you have to pay taxes on that amount! Cancellation of debt is a taxable event which requires you to pay taxes for that money. This does not apply if a person receives a discharge in Bankruptcy. ?
Although the Obama administration has passed laws to help curb credit card company abuses, you still need to be very careful when dealing with the credit industry.?
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Queens Credit Card Debt Consolidation Brooklyn Loan Bronx Settlement New York Suffolk NYC Credit Card Relief Best Staten Island Nassau
Duration : 0:2:43
Shoppers Can’t Pay For Food Anymore
More and more people can’t pay for their shopping using one payment method.
many use 2 or 3.
Shopping trolleys are shrinking to make you think you’ve got the same value for your devalued paper money.
How are people making car payments if they can’t afford food?
Royalty-Free Licensing Info :-
Intro Music
Cumbian No Frills from Kevin MacLeod – Incompetech.com
Licence available on request
Background Music
Sunshine from Kevin MacLeod – Incompetech.com
Licence available on request
Intro Anim
#9 Flourish from FootageFirm.Com – CD-ROM Purchase
Licence available on request
Duration : 0:1:52
New Jersey Bankruptcy Lawyer – When Do I File?
Law Offices of Lee M. Perlman
http://www.newjerseybankruptcy.com/
At any time in a person’s life difficult times may occur. These difficult times often involve significant financial debt due to circumstances beyond our control such as changes at work, loss of health insurance and separation or divorce. Many of us try to get ourselves out of this financial debt without the use of bankruptcy. This often only worsens the situation by digging us deeper into debt. Many of us are looking for some breathing room from high interest credit cards and personal loans. This is the time to contact the Law Offices of New Jersey bankruptcy lawyer, Lee M. Perlman. We are here to help you get out of debt and most importantly, help rebuild your credit. Our firm has been in business for more than 10 years and has helped over 10,000 clients.
8 Ranoldo Terrace, Suite 300
Cherry Hill, NJ 08034
Phone: (856) 429-2449
Fax: (856) 429-2259
Duration : 0:2:24
New Jersey Bankruptcy Lawyer – Bankruptcy Laws in NJ
Law Offices of Lee M. Perlman
http://www.newjerseybankruptcy.com/
At any time in a person’s life difficult times may occur. These difficult times often involve significant financial debt due to circumstances beyond our control such as changes at work, loss of health insurance and separation or divorce. Many of us try to get ourselves out of this financial debt without the use of bankruptcy. This often only worsens the situation by digging us deeper into debt. Many of us are looking for some breathing room from high interest credit cards and personal loans. This is the time to contact the Law Offices of New Jersey bankruptcy lawyer, Lee M. Perlman. We are here to help you get out of debt and most importantly, help rebuild your credit. Our firm has been in business for more than 10 years and has helped over 10,000 clients.
8 Ranoldo Terrace, Suite 300
Cherry Hill, NJ 08034
Phone: (856) 429-2449
Fax: (856) 429-2259
Duration : 0:1:38
